When the case is done, your client still has to rebuild. Give them an honest place to start.
A discharge or a decree ends the case. It doesn't explain a credit file or tell a client what to do next. Point them to a free, educational Credit Autopsy™ when you decide the timing is right. You share a link. We pay nothing, accept nothing, never refer clients to you or anyone else, and never ask about your cases.
Your client's case has discharged and they have a credit file they don't understand. You decide whether and when to share this, client by client. It is never legal advice.
For licensed attorneys. This is not a referral-fee program. FundedCEO™ is not a law firm and does not give legal advice. We do not guarantee any outcome for any client. The Credit Autopsy™ session is free. Additional FundedCEO™ services may carry a fee, which is explained in writing before anyone decides.
The case closes. The relief is real. And then your client goes home with a credit file they don't understand and no one in the room to explain it.
You already know these moments. They show up in the final meeting, or in the call six months later asking why nothing has changed. Here is where it shows up, and what a free, educational session helps the client understand. You decide the timing, and nothing here is legal advice.
Months after discharge, a client doesn't know what their credit file looks like now.
→The client learns how to read their own reports and what typically shows after a bankruptcy.
A client in an open Chapter 13 doesn't know what is safe to do with credit.
→That stays your call and the trustee's. The session is optional, and you may decide to wait.
A client leaves relieved and without a plan for what comes next.
→An independent, optional resource gives them somewhere honest to start, on their own timing.
A rushed referral to a "credit repair" shop oversells what it can legally promise.
→This program makes no outcome promises and never presents itself as yours or as legal advice.
An ex-spouse's missed payment sits on a joint account the client co-signed.
→The client learns how joint accounts appear on a report and what can and can't realistically change.
A client's score drops after being removed as an authorized user.
→The client learns what happened to the tradeline and how reports commonly reflect it.
A client has to qualify for a lease or loan independently for the first time in years.
→The client learns what lenders commonly look at, with no promise about timing or approval.
The legal matter resolves, but financial independence is still unclear.
→An optional, independent next step that stays entirely outside your representation.
Educational only. No score change, item removal, approval or timeline is promised, and nothing here relates to any case, discharge, support or property outcome.
I went through a divorce and filed Chapter 7 in 2020. I know what starting over takes.
In 2020, my personal life and my business were both upended in the same stretch. Nobody handed me a roadmap. I rebuilt my own file using what I had learned across Morgan Stanley, HUD and Capital One. By 2021 my score was 750+, and I had secured $150K+ in business funding.
That is my own story and it is not typical. It is not a prediction, and most people won't get the same result, in the same time or at all. Every file, case and lender is different, and nothing here is a promise to any client. FundedCEO™ is built as education first, and it stays entirely outside your representation.
Nothing paid, nothing shared, and nothing reciprocal.
Under the ABA Model Rules that most states follow, a lawyer may not give anything of value for recommending the lawyer's services, and most jurisdictions bar sharing legal fees with nonlawyers. Reciprocal referral arrangements with nonlawyer professionals are permitted only under conditions, such as being non-exclusive and disclosed to the client. A lawyer's own interest in a recommendation can also create a conflict. So we built the cleanest program we could: no money, no referrals back and no client information.
Partner
- How clients reach usYou share a link or QR code when you decide the timing is right. The client registers on their own.
- What you receiveAn educational resource for clients, approved wording, anonymous activity counts such as link clicks, and a due-diligence package on request.
- What we receive from youNothing. No names, no case details, no files.
- Payments and giftsNone, in either direction.
- Credit informationStays with the client. Anything shared with you is the client's own choice.
The things that put a bar license at risk
- Pay or accept anything of valueNo referral fees, flat fees, retainers, revenue shares or gifts, however they are labeled.
- Refer clients to youWe don't refer clients to you or to any attorney, so there is no reciprocal arrangement to disclose or review.
- Touch client confidencesWe never ask about your cases, and we never accept client names or case information.
- Give legal adviceWe don't advise on filing, discharge, support or property division, and we never advise anyone to take on debt in anticipation of a filing.
- Operate under your nameSome states exempt licensed lawyers acting as lawyers from credit-services laws. That exemption does not extend to us, and we never run services under a firm's name.
Your counsel stays your counsel.
We don't touch your advice, your cases or your client relationships. We run one educational session and stay out of the way.
The optional pointer
- Decide whether and when each client should get the link.
- Share it as optional, independent information, never as legal advice.
- Run us through your firm's ethics review first.
- Keep client information and confidences to yourself.
The education
- Run the free Credit Autopsy™ session or a Next Step Call.
- Disclose that we are a for-profit company, and explain any paid option and its cost in writing.
- Keep attendee information confidential, even from you.
- Stay out of legal, support and property questions.
The decision
- Chooses whether to attend, with no pressure.
- Pulls their own reports through our credit-monitoring provider. Its terms, including the trial and the price after it, are on that provider's sign-up page.
- Decides whether to share anything with you.
- Can dispute inaccurate items on their own reports for free.
Four steps, with your review built in.
Introduce your practice
Tell us your jurisdictions, practice areas and firm contact.
Complete your review
Your ethics counsel reviews us. We supply a due-diligence package and sign short Partner Terms: no payments, no referrals, no client data.
Approve the materials
Approved wording, a link and a QR code. Nothing goes out in your name without your sign-off.
Share at the right time
You decide when. The client registers privately. You see anonymous counts only.
Rules we hold ourselves and every partner to.
We would rather lose a partner than put a client, or your license, at risk.
We will never ask you to
- Accept anything of value for a referral, or send us clients in exchange for any benefit.
- Agree to any reciprocal arrangement. We don't refer clients to attorneys.
- Send us client names, case information or confidences.
- Suggest that attending affects a case, a discharge, support or a property division.
- Vouch for us, give a testimonial or recommend a paid program.
What every partner agrees to
- Decide timing client by client, and never share it as a condition of your services.
- Complete your firm's ethics review and check your state bar's rules first.
- Present the session as optional, independent education and not legal advice.
- Keep your own advertising and disclosure obligations separate from ours.
- Use only approved wording, and send anything new to us first.
Questions attorneys ask first.
Can I earn a referral fee or revenue share?
No. We don't pay referral fees, flat fees, retainers, revenue shares or gifts, and we don't accept them from you. Most states bar sharing legal fees with nonlawyers, and anything of value given for a recommendation can raise ethics problems. We would rather give up the incentive than create the problem.
Will you send clients to my firm?
No. We don't refer clients to any attorney. Some states permit reciprocal referral arrangements under conditions, but we don't want one. It keeps your obligations simple and ours clean.
Is it appropriate for a client with an open Chapter 13 or a pending divorce?
That is your call, and often the better answer is to wait. A Chapter 13 debtor generally cannot take on new debt without approval, and a trial that turns into a recurring paid subscription could raise that question. Check your court's rules and your trustee before a client signs up for anything with a recurring charge.
Is it safe for divorce clients, including those in unsafe situations?
Credit alerts, offers and emails can reach a spouse who shares a device, an email address or a mailing address. Clients should use a private email and device their spouse cannot reach, and clients experiencing abuse should involve their advocates in safety planning first. Our timing and safety guide covers this.
Do you give legal advice or advise clients to take on debt?
No. We don't advise on whether to file, on discharge, on support or property division, or on borrowing in connection with a filing. The session explains how to read credit reports and what a lender may see.
Will you guarantee a score increase or item removal?
No. We make no outcome guarantees of any kind, on score, on specific items or on timing. Anyone promising guaranteed results isn't being straight with you or your client.
Will I see my clients' information or learn how they did?
No to both. We never ask for names or case details, and we never send credit scores, reports or results to you or anyone else. You will see anonymous activity counts only.
Do you operate under my firm's name?
No. We never present our services as yours or as your firm's, and we don't use your name, logo or testimonials in our marketing.
Will you go through our firm's ethics review?
Yes. We expect it and will supply a due-diligence package. We would rather be vetted than skipped.
Is it really free for clients?
The session is free and educational. Clients pull their own reports through our credit-monitoring provider, which currently offers a $1 trial for the first 7 days and then $29.90 a month unless the client cancels. Its terms are shown on that provider's sign-up page, so tell clients to read them first. If a client is interested in a paid FundedCEO™ service, we explain it and its cost in writing first.
Want a vetted, independent education resource for clients ready to rebuild?
- Licensed and in good standing in your jurisdiction.
- You will complete your firm's ethics review before sharing the link.
- You will use approved wording only, with no outcome promises.
- No payments or things of value, in either direction.
We review every request and we are selective on purpose. Submitting a request does not guarantee acceptance, and it creates no agreement.
Request received.
Thank you. We review every request and will email you at the address you gave. This request is not an acceptance and creates no agreement.