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For employers & HR leaders

Your employees carry money stress to work. Give them a private, honest way to understand their credit.

Offer your team a free, voluntary Credit Autopsy™ session. Employees register on their own, you never see who attends or what they learn, and it costs your company nothing. Nothing is paid for referrals. If you want to help an employee who wants more support, your company can sponsor their education.

Keep it voluntary and private. Have your HR counsel review before you share it, and never track who attends.

Rodney Hall
Rodney Hall, Founder, FundedCEO™ 30+ years in lending and finance. Former loan officer and realtor. Worked at Morgan Stanley, HUD and Capital One.

FundedCEO™ is a for-profit company. Some attendees may later choose a paid program, which we disclose up front. We do not guarantee credit-score changes, approvals or any outcome, and we make no promises about productivity or retention. The Credit Autopsy™ session is free. Additional FundedCEO™ services may carry a fee, which is explained in writing before anyone decides.

30+ yearsIn lending and finance
$400M+Originated, structured and managed
15 yearsAcross Morgan Stanley, HUD and Capital One
PrivateNo rosters. No results. No tracking.

Someone on your team is dreading a call from a lender or a landlord, and no one at work will ever know.

Most employees won't tell a manager they carry debt or a bad report, and employers shouldn't ask. Here is where it shows up, and what a free, private, educational session helps an employee understand. We make no promise about productivity, retention or savings.

01

An employee was denied an apartment and doesn't understand why.

→Learns how to read their own reports and what screeners commonly look at.

02

An employee is rebuilding after a hard year and doesn't know where to start.

→Gets a private, honest starting point.

03

A new hire has little or no credit history.

→Learns what a thin file is and common ways people build one.

04

An employee has collections they didn't know about.

→Sees what is on all three of their own reports, in one place.

05

An employee was pitched "credit repair" and wonders if it's legitimate.

→Gets a no-guarantee, no-pressure option with costs in writing first.

06

An employee is planning a car, a home or a move.

→Learns what lenders commonly look at before applying.

07

An employee's report has an error.

→Learns how to dispute inaccurate items for free, without paying anyone.

08

An employee wants help but won't ask HR.

→Can register privately, with nobody at work informed.

Educational only. No score change, approval or timeline is promised, nothing here is financial advice, and nothing is reported to anyone at your company.

From the founder

I know what money stress does to a person.

In 2020 my business and personal life were upended and I filed Chapter 7. I rebuilt using what I had learned across Morgan Stanley, HUD and Capital One, and earlier as a loan officer and a realtor. I know that money worries follow people into every part of their day.

FundedCEO™ is a for-profit company and it is education first. It is not counseling, not a benefit-plan service and not a replacement for your EAP. One person's story is not a prediction of anyone's results.

The model, straight

A benefit your employees can use without you ever seeing it.

An employer holds real power over its people. Employees may feel they can't say no, and many don't want a manager to know they carry debt. Employers who touch credit information also step into federal and state rules. So we built the program so you hold no data and have no role beyond sharing an invitation.

What we do

Partner

  • Who runs the sessionFundedCEO™, on our own platform. You share a neutral invitation.
  • What employees getA free, voluntary walkthrough of their own credit reports and a short priority list, in private.
  • What you receiveAnonymous attendance counts, and only when at least ten employees have attended, so nobody can be identified.
  • What it costsNothing to run the session, and no payment to you. Sponsoring an employee's education is optional and separate.
  • Paid servicesExplained up front, offered only on a separate optional call, and never at work.
What we don't do

The things that put trust and compliance at risk

  • Report individualsNo attendance rosters, no names, no results, to you or to anyone at your company.
  • Share revenueWe pay nothing to your company, HR staff or managers. A cut of employee purchases would be a conflict of interest.
  • Promise a returnWe won't promise productivity, retention or savings, and we won't hand you numbers we can't back up.
  • Sell at workNo sales, sign-ups or payments on your premises, systems or time.
  • Wear your brandWe don't present our services as your company's benefit, and we don't ask you to recommend a paid program.
The tradeoff, honestly. Because the program is free and private, you won't get a dashboard of who joined or how they did. If you want individual reporting or something built into your benefits plan, this is not it, and an established employee-assistance or financial-wellness provider may fit better. This page is general information, not legal or tax advice. Ask your HR counsel before you share it with employees.
Who does what

Your role is an invitation. That is all.

We keep the session separate from your payroll, your performance process and your people's personal finances.

Your company

The invitation

  • Share the neutral invitation through your usual channels.
  • Keep attendance voluntary, with no tracking and no follow-up with individuals.
  • Treat session time as paid when it is scheduled during work hours or employees might feel expected to attend.
  • Have HR counsel review before you share it.
FundedCEO™

The education

  • Run the free Credit Autopsy™ session or a Next Step Call.
  • Disclose that we are a for-profit company, and explain any paid option and its cost in writing.
  • Keep attendee information confidential, even from you.
  • Send anonymous counts only, and only at ten or more attendees.
The employee

The decision

  • Chooses whether to attend, with no pressure from anyone.
  • Pulls their own reports through our credit-monitoring provider. Its terms, including the trial and the price after it, are on that provider's sign-up page.
  • Decides alone whether anything beyond the session is right for them.
  • Can dispute inaccurate items on their own reports for free.
How it works

Four steps, no data transfer, no cost.

1

Introduce your company

Tell us your size, workforce and HR contact so we can match the right format.

2

Review and agree

Your HR counsel reviews. We sign short Partner Terms: voluntary, no tracking, no referral payments, no sales at work.

3

Share the invitation

Use our neutral wording in email, your intranet or on a poster. No endorsement language.

4

Employees register privately

They sign up on our platform. You see anonymous counts only, once ten or more have attended.

Neutral invitation wordingPlain-language messages that make no promises and carry no pressure.
HR FAQAnswers your HR team can give without offering credit, legal or financial advice.
Manager do's and don'tsWhat a manager may say, and the questions a manager should never ask.
Compliance built in

Rules we hold ourselves and every partner to.

We would rather lose a partner than put an employee, or your company, at risk.

We will never ask you to

  • Require, pressure, reward or penalize attendance.
  • Collect or send us names, rosters or employee information.
  • Ask employees about their credit, their results or why they attended.
  • Use anything learned about an employee's finances in hiring, pay, promotion, scheduling or discipline.
  • Host sales, sign-ups or payments at work, or recommend a paid program.

What every partner agrees to

  • Keep attendance truly voluntary, and tell employees so in writing.
  • Pay for session time that is scheduled during work hours or that employees may feel expected to attend.
  • Keep managers from asking who attended or how it went.
  • Use only our neutral wording, and send anything new to us first.
  • Have HR counsel review before sharing, and follow your own policies.
Your obligations stay yours. Under federal wage rules, time at a meeting or training generally doesn't count as hours worked only when it is outside regular hours, truly voluntary, not job-related, and involves no productive work. If any of those fails, the time is compensable. Employer-paid financial counseling can also be a taxable benefit, and the tax exclusion for retirement planning generally does not cover general financial counseling, so talk to your tax advisor before you ever sponsor a session. And employers who use credit reports in hiring face federal rules and, in some states and cities, outright limits. We keep you entirely out of that. This is general information, not legal or tax advice.
Straight answers

Questions employers ask first.

Does it cost our company anything?

No. The session is free, and we pay nothing to your company. If you choose to sponsor an employee's education, that is a separate written agreement. Employer-paid education can be a taxable benefit, so check with your tax advisor.

Can we sponsor an employee's education?

Yes. Your company can pay for employees who want more support. It stays voluntary and private, covers the education the employee receives, and is never tied to referrals. Check pay and tax treatment with your HR counsel and tax advisor.

Can we see who attended or how they did?

No. You will see anonymous attendance counts, and only after at least ten employees have attended, so no individual can be identified. We never share names, rosters or results.

Can we hold it during work hours? Is it paid time?

If you schedule it during work hours, or employees might feel expected to attend, treat the time as paid. Time generally isn't counted as hours worked only when attendance is outside regular hours, truly voluntary, not job-related and involves no productive work. Rules vary by state, so confirm with your HR counsel.

What can managers say, and what should they never ask?

Managers may share the invitation. They should never ask who attended, why someone did or didn't, or what anyone learned, and they should never follow up with individuals. Our manager do's and don'ts sheet covers this.

Is this a sales pitch in disguise?

The session is educational, and we are a for-profit company. Some attendees may later choose a paid FundedCEO™ program. We explain that up front, offer paid options only on a separate optional call, explain costs in writing before anyone commits, and never sell at your workplace.

Will this improve productivity or retention?

We make no such promise and will not give you ROI numbers we cannot back up. What we offer is a private, honest education resource that your employees are free to use or ignore.

Is it a replacement for our EAP or financial wellness benefit?

No. It is a free educational session, not counseling, advice or a benefit-plan service. If you want individual support or reporting, an established provider is a better fit.

Is it really free for employees?

The session is free. Employees pull their own reports through our credit-monitoring provider, which currently offers a $1 trial for the first 7 days and then $29.90 a month unless the employee cancels. Its terms are shown on that provider's sign-up page, and your HR team should read them before sharing the invitation. If an employee is interested in a paid FundedCEO™ service, we explain it and its cost in writing first.

Partner request

Want to offer your team a private, honest way to understand their credit?

  • A real employer, with an HR contact or owner who can approve it.
  • You will have HR counsel review before sharing, and keep attendance voluntary.
  • You will use our neutral wording only, with no outcome promises.
  • No referral payments or gifts.
  • You will use approved wording only, with no outcome promises.
  • No referral payments or gifts. Sponsoring a person's education is optional.

We review every request and we are selective on purpose. Submitting a request does not guarantee acceptance, and it creates no agreement.

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FundedCEO™, a division of NeoValor Advisors LLC

This page is for employers and is general information only. It is not legal, tax or employment advice. FundedCEO™ is a for-profit company. It does not pay employers, HR staff or managers for referrals, and does not share any employee's participation or results with an employer. It accepts payment from an employer only when the employer sponsors an employee's education. Partners are independent and are not employees, agents or representatives of FundedCEO™. FundedCEO is not a lender, bank or consumer reporting agency, and does not guarantee any credit-score increase, deletion of accurate information, loan approval, employment outcome, productivity gain or any specific financial outcome. Consumers have the right to dispute inaccurate or incomplete information on their credit reports themselves, without paying a credit repair company.

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